Unfortunately, we are not provided with the reason why your application has been declined. Only the finance provider, V12 Finance, can provide this information. Possible reasons can include:
- You do not meet the eligibility criteria
- Adverse credit history or low credit score
- You are considered to be over-committed
- You existing account performance with other lenders
Please note that spelling errors or incorrect address details input into the application can lead to a declined decision so please check your application carefully for any errors or omissions.
If your application is declined and you wish to appeal the decision made by V12 Finance, we recommend that you obtain an up-to-date copy of your credit report first. You can call V12 Finance directly on 02920 468 900 or email them at firstname.lastname@example.org. Customer Service is open Monday to Friday 9am-5pm, closed Saturday, Sunday and bank holidays (including Easter) until further notice.
Alternatively, you can pay by credit or debit card, bank transfer or PayPal.