Why wait to make that special purchase? Whether it's a gift or a well-deserved treat, our finance options give you the flexibility to spread your payments over 12, 24, 36, or 48 months depending on the value of your order. Finance is subject to affordability, age and status. Minimum spend applies.
Interest Free Credit
Interest free credit is available on selected products and can be taken over 12, 24, 36 and 48 months to offer the most affordable monthly package on orders with a minimum value of £500.
You will pay no interest whatsoever on the amount you borrow. You can even pay off your balance at any time without paying any extra charges.
Interest Free Credit options are provided by V12 Finance.
- 0% APR Representative
- 1% Minimum deposit
- Maximum loan value £25,000
- Subject to affordability, age and status.
Interest Bearing Credit
Interest-bearing credit is available on selected products and can be taken over 24, 36, 48 and 60 months on orders with a minimum value of £500.
Interest Bearing Credit options are provided by V12 Finance.
- 9.9% APR Representative
- 1% Minimum deposit
- Maximum loan value £25,000
- Subject to affordability, age and status.
Exceptions
- Interest Free Credit is not available on certain models across our range, please check the product page for details of the available options.
- Interest Free Credit cannot be used when purchasing Gift Cards.
- Interest Free Credit cannot be used in conjunction with any discount, promotional codes or cashback websites.
- Interest Free Credit cannot be used when paying for repair work.
Terms & Conditions
Anyone UK resident over the age of 18 can apply for V12 Finance, subject to affordability, age and status. To be accepted for finance, you must meet the criteria of V12 Retail Finance Ltd that takes into account your financial situation such as employment and credit rating. Minimum spend applies.
How do I apply?
You can use the Finance Calculator to see simply select the terms and deposit amount to see the monthly payment. You can change the term to see how the monthly payment changes.
To apply, add the item to your bag and checkout. Once you've entered your billing address and shipping address, select Pay by Finance as your payment method on the final screen. This will open a screen on the V12 website for you to apply. It takes around 10 mins to apply and you'll be given an instant decision.
Once you have been approved, you will be required to check the e-signature box which signs the credit agreement to finalise your application.
If your application is referred, this means that you may need to submit supplementary info (ID check, proof of income, etc) to the lender support your application. They will confirm what if is required and this can take 24 hours to approve.